Analisis Pengaruh Dana Pihak Ketiga, Total Aset, dan Non-Performing Finance Terhadap Pembiayaan Bagi Hasil

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Syawal Harianto
Saparuddin Siregar
Sugianto

Abstract

The purpose of this study is to know and analyze the factors that affect total revenue-sharing financing in sharia business units in Indonesia.   These factors are Third Party Funds (DPK), Non-Performing Financing (NPF), and Total Assets (TA). The data used in this study is panel data with the period 2010-2020 published by the Financial Ministry and in the annual financial statements of Islamic banking. The population of 21 companies with a sample of 5 companies with purposive sampling methods. The analysis tools used are Eviews10 and SPSS 18. The analysis technique in this study is a regression of panel data by testing using a fixed-effect model. The results of this study showed that DPK, NPF, and simultaneously had a significant effect on total revenue-sharing financing in sharia business units in Indonesia. The results of the study partially showed that the variables of DPK and TA had a significant positive effect on the total financing in the Sharia Business Unit in Indonesia. The NPF variable does not have a significant negative effect on the total financing in the Sharia Business Unit in Indonesia. The results of the R-Square adjusted value showed a value of 51.9%.

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How to Cite
Harianto, S., Siregar, S., & Sugianto. (2022). Analisis Pengaruh Dana Pihak Ketiga, Total Aset, dan Non-Performing Finance Terhadap Pembiayaan Bagi Hasil. Jurnal EMT KITA, 6(1), 126–135. https://doi.org/10.35870/emt.v6i1.542
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Articles
Author Biographies

Syawal Harianto, Politeknik Negeri Lhokseumawe

Politeknik Negeri Lhokseumawe, Kota Lhokseumawe, Provinsi Aceh, Indonesia

Saparuddin Siregar, Universitas Islam Negeri Sumatera Utara

Universitas Islam Negeri Sumatera Utara, Kabupaten Deli Serdang, Provinsi Sumatera Utara, Indonesia

Sugianto, Universitas Islam Negeri Sumatera Utara

Universitas Islam Negeri Sumatera Utara, Kabupaten Deli Serdang, Provinsi Sumatera Utara, Indonesia

References

Alfonso, T. D., & Diana, N. (2021). YUME : Journal of Management Pengaruh CAR , NPF dan FDR Terhadap ROA Pada perusahaan perbankan Syariah yang terdaftar di Bursa Effect Indonesia tahun 2010-2019. 4(3), 543–558. https://doi.org/10.37531/yume.vxix.4646

Barizi, T., Fatoni, R., Fitrowati, Z., & Khasanah, U. (2021). Moderasi NPF terhadap Intervensi BOPO dan CAR pada Kinerja Keuangan Bank Syariah di Indnesia 2019-2021. Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah, 4(2), 328–344. https://doi.org/10.47467/alkharaj.v4i2.651