Pengaruh Financial Self Efficacy dan Financial Knowledge Terhadap Pengelolaan Keuangan Pribadi Mahasiswa S-1 Akuntansi

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Published: Apr 1, 2024
DOI: https://doi.org/10.35870/emt.v8i2.2145
Keywords:
Financial Self Efficacy Financial Knowledge Personal Financial Management

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Nelli Novyarni
Sekolah Tinggi Ilmu Ekonomi Indonesia
Destria Ayu Atikah
Sekolah Tinggi Ilmu Ekonomi Indonesia
Reni Harni
Universitas Sali Al-Aitaam
Krisnando
Sekolah Tinggi Ilmu Ekonomi Indonesia

Abstract

Personal financial management is something that is important for all groups, one of which is students. Students are always identified with an up-to-date attitude to meet primary and secondary needs. This needs to be implemented to avoid failure in managing personal finances by applying Financial Knowledge. This research aims to determine the influence of financial self-efficacy and Financial Knowledge on the personal financial management of Bachelor of Accounting students. This research uses descriptive research in the form of qualitative data which is quantified using a Likert scale. The data used in this research is primary data and secondary data. The data collection technique used was through distributing questionnaires in the form of Google Forms. The data analysis method used is classical assumption testing, multiple linear regression analysis testing and hypothesis testing. The research results from data processed using SPSS Version 26 statistical calculations, found that financial self-efficacy has a significant effect on personal financial management with a significance value of 0.040 < 0.05. Financial Knowledge has a significant effect on personal financial management with a significance value of 0.007 <0.05 and simultaneously states that financial self-efficacy and Financial Knowledge simultaneously have an effect on personal financial management. Based on the research findings, it can be stated that personal financial management for Bachelor of Accounting students in fulfilling primary and secondary needs is very important

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How to Cite
Novyarni, N., Atikah, D. A., Harni, R., & Krisnando. (2024). Pengaruh Financial Self Efficacy dan Financial Knowledge Terhadap Pengelolaan Keuangan Pribadi Mahasiswa S-1 Akuntansi. Jurnal EMT KITA, 8(2), 570–578. https://doi.org/10.35870/emt.v8i2.2145
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Vol. 8 No. 2 (2024): APRIL
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Articles
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Author Biographies

Nelli Novyarni, Sekolah Tinggi Ilmu Ekonomi Indonesia

Sekolah Tinggi Ilmu Ekonomi Indonesia, Kota Jakarta Timur, Daerah Khusus Ibukota Jakarta, Indonesia

Destria Ayu Atikah, Sekolah Tinggi Ilmu Ekonomi Indonesia

Sekolah Tinggi Ilmu Ekonomi Indonesia, Kota Jakarta Timur, Daerah Khusus Ibukota Jakarta, Indonesia

Reni Harni, Universitas Sali Al-Aitaam

Universitas Sali Al-Aitaam, Kota Bandung, Provinsi Jawa Barat, Indonesia

Krisnando, Sekolah Tinggi Ilmu Ekonomi Indonesia

Sekolah Tinggi Ilmu Ekonomi Indonesia, Kota Jakarta Timur, Daerah Khusus Ibukota Jakarta, Indonesia

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