Mongan, Claudio Julio, Kristian Hoegh Pride Lambe, and Irdawati. 2025. “Maximizing SME Financial Performance: The Role of Financial Literacy, Access to Financing, and Business Strategy”. JEMSI (Jurnal Ekonomi, Manajemen, Dan Akuntansi) 11 (3): 1552-63. https://doi.org/10.35870/jemsi.v11i3.4075.