Published: 2025-06-01

Pengaruh Literasi Keuangan Terhadap Kemampuan Pengelolaan Keuangan Mahasiswa Digitech University

DOI: 10.35870/jemsi.v11i3.4089

Ghania Nurinayah, Susilawati
Front Cover JEMSI Volume 12 Nomor 1 Februari 2026

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Abstract

Students need financial literacy to manage their finances effectively. Education expenditures, everyday requirements, and future planning are common financial issues for students. However, insufficient financial literacy might hinder financial management. money literacy and Digitech University students' money management abilities are examined in this research. This research technique is quantitative with a descriptive approach. Data were obtained through a survey of students of the Management and Accounting Study Program, class of 2021. The research found a favorable association between financial knowledge and student financial management. Most students grasp finance fundamentals, but they lack everyday financial abilities. Higher financial literacy respondents save more, budget better, and handle funds wisely. This research emphasizes the necessity of financial education for students to better their finances. Therefore, colleges should be able to conduct more organized and relevant financial literacy programs.

Keywords

Financial Literacy ; Financial Management ; Students ; Budget Planning ; Investment

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Nurinayah, G., & Susilawati. (2025). Pengaruh Literasi Keuangan Terhadap Kemampuan Pengelolaan Keuangan Mahasiswa Digitech University. JEMSI (Jurnal Ekonomi, Manajemen, Dan Akuntansi), 11(3), 1319-1329. https://doi.org/10.35870/jemsi.v11i3.4089
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This article has been peer-reviewed and published in the JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi). The content is available under the terms of the Creative Commons Attribution 4.0 International License.

  • Issue: Vol. 12 No. 1 (2026)

  • Section: Articles

  • Published: %750 %e, %2025

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Author Biographies
Ghania Nurinayah
Google Scholar ResearchGate ORCID

Program Studi Manajemen, Universitas Teknologi Digital, Jl Cibogo Indah III, Ciwastra - Bandung, Jawa Barat, Indonesia.

Susilawati
Google Scholar ResearchGate ORCID

Program Studi Manajemen, Universitas Teknologi Digital, Jl Cibogo Indah III, Ciwastra - Bandung, Jawa Barat, Indonesia.

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