Published: 2025-02-01

Pengaruh Tenaga Kerja Terhadap Pembiayaan Kur Tahun 2019 di Pulau Jawa

DOI: 10.35870/jemsi.v11i1.3585

Tony Margiyanto Adi , Askardiya Mirza Gayatri
  • Tony Margiyanto Adi : Indraprasta Pgri University , Indonesia . image/svg+xml
  • Askardiya Mirza Gayatri: Indraprasta Pgri University , Indonesia . image/svg+xml
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Abstract

This study aims to analyze the influence of labor on People's Business Credit (KUR) investment in Java Island in 2019. The analysis reveals that labor has a very small and insignificant impact on the amount of KUR investment. This is evidenced by a beta coefficient value of -0.003, which is close to zero, and a low correlation. In other words, the contribution of labor to the level of KUR investment is minimal. Although there is a weak positive relationship between labor and KUR investment, partial and part correlation tests indicate that the influence of labor is almost undetectable when other factors, such as KUR absorption, are considered. These findings suggest that labor is not a key variable in determining KUR investment levels in this region. This study provides valuable insights for policymakers to focus more on other significant factors that drive KUR investment growth, such as optimizing KUR fund absorption and improving access to capital for small and medium enterprises.

Keywords

Labor ; People's Business Credit Investment ; KUR Absorption ; Economic Factors

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How to Cite

Adi , T. M., & Gayatri, A. M. (2025). Pengaruh Tenaga Kerja Terhadap Pembiayaan Kur Tahun 2019 di Pulau Jawa. JEMSI (Jurnal Ekonomi, Manajemen, Dan Akuntansi), 11(1), 263-271. https://doi.org/10.35870/jemsi.v11i1.3585
Article Information

This article has been peer-reviewed and published in the JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi). The content is available under the terms of the Creative Commons Attribution 4.0 International License.

  • Issue: Vol. 11 No. 1 (2025)

  • Section: Articles

  • Published: %750 %e, %2025

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Author Biographies
Tony Margiyanto Adi
Google Scholar ResearchGate ORCID

Manajemen Retail, FIPPS, Universitas Indraprasta PGRI, Jl. Raya Tengah, Gedong, Jakarta, Indonesia.

Askardiya Mirza Gayatri
Google Scholar ResearchGate ORCID

Pendidikan Ekonomi, FIPPS, Universitas Indraprasta PGRI, Jl. Raya Tengah, Gedong, Jakarta, Indonesia.

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