Published: 2024-12-25
Digitalisasi Manajemen Keuangan dan Investasi untuk Pemberdayaan Ekonomi Rumah Tangga PKK Desa Durian
DOI: 10.35870/jpmn.v4i2.3327
Downloads
Abstract
The economic empowerment program for the PKK Group in Durian Village aims to enhance members' capacity in financial management and investment through digitalization. This program equips PKK members with skills to effectively manage household finances, understand the importance of income diversification, and manage financial risks. Members are trained to use digital technology to record finances, create budgets, and independently analyze their financial situations. Through training and mentoring, members learn to use digital financial applications to help track expenses and income. Additionally, the program develops entrepreneurial and time-management skills, enabling PKK members to run small businesses independently and increase productivity. Results show a significant improvement in understanding; the average pretest score was 50, which increased to 83.25 on the posttest. Other success indicators include increased household income, the opening of brokerage accounts as an initial investment step, improved access to financial services, and enhanced economic welfare and household independence. This program is expected to be an initial step toward greater economic independence for families and inclusive local economic development in Durian Village. With digital technology adoption in financial management, Durian Village is anticipated to serve as a model of technology-based economic empowerment in rural areas.
Keywords
PKK Empowerment ; Digital Financial Literacy ; Financial Management ; Investment
Article Information
This article has been peer-reviewed and published in the Jurnal Pengabdian Masyarakat Nusantara (JPMN). The content is available under the terms of the Creative Commons Attribution 4.0 International License.
-
Issue: Vol. 4 No. 2 (2024)
-
Section: Articles
-
Published: %750 %e, %2024
-
License: CC BY 4.0
-
Copyright: © 2024 Authors
-
DOI: 10.35870/jpmn.v4i2.3327
AI Research Hub
This article is indexed and available through various AI-powered research tools and citation platforms. Our AI Research Hub ensures that scholarly work is discoverable, accessible, and easily integrated into the global research ecosystem. By leveraging artificial intelligence for indexing, recommendation, and citation analysis, we enhance the visibility and impact of published research.
Lina Budiarti
Faculty of Economics and Business, Universitas Muhammadiyah Pontianak, Indonesia
Arninda
Faculty of Economics and Business, Universitas Muhammadiyah Pontianak, Indonesia
Okta Miftahul Sirat
Faculty of Economics and Business, Universitas Muhammadiyah Pontianak, Indonesia
Andriansyah
Faculty of Economics and Business, Universitas Muhammadiyah Pontianak, Indonesia
-
Arninda, A., Budiarti, L., Archie, A., Darusman, D., Agung Madepo, M., & Firmansyah, F. (2024). Pengembangan SDM Berbasis Smart User dalam Memanfaatkan Media Sosial dan Penggunaan E-wallet di Era Digital. Jurnal Pengabdian Masyarakat Nusantara (JPMN), 4(1), 41–49. https://doi.org/10.35870/jpmn.v4i1.2876
-
Fadel, H. (2019). Manajemen Keuangan Rumah Tangga. Jakarta: Penerbit Andi.
-
Hayati, M. (2016). Investasi Menurut Perspektif Ekonomi Islam. Journal of IslamicEconomics and Business, 66-78.
-
Kurniawan, D., Fahmi, A. S. R., Budiman, A., Mulyani, E. L., Paturochman, I. R., Kurniawati, A., Rinandiyana, L. R., & Badriatin, T. (2024). Membuka Akses Generasi Zenial Dengan Meningkatkan Literasi dan Keterampilan Investasi Melalui Pembentukan Galeri Edukasi. Jurnal Pengabdian Masyarakat Nusantara (JPMN), 4(2), 113–119. https://doi.org/10.35870/jpmn.v4i2.3170
-
Kurniawan, D., Fahmi, A. S., Budiman, A., Mulyani, E. L., Paturochman, I. R., Kurniawati, A., . . . Badriatin, Lusardi. (2019). Financial literacy and the need for financial education: EVidence and Implications. Swiss Journal of Economics and Statistics, 155(1), 1-8.
-
Margayaningsih, D. I. (2019). Peran Masyarakat Dalam Kegiatan Pemberdayaan Masyarakat Di Desa. Publiciana, 72-88.
-
Rahayu, D. (2018). Pemberdayaan Ekonomi Melalui PKK dan Dampaknya Terhadap Literasi Keuangan Keluarga. Jurnal Pemberdayaan Masyarakat, 10(2), 123-135.
-
Ratnasari, S. L., Susanti, E. N., Nasrul, H. W., Tanjung, R., & Sutjahjo, G. (2021). Cara Mengelola Keuangan Rumah Tangga Pada Ibu-Ibu Di Kecamatan Sagulung Kota Batam Untuk Menuju Keluarga Sejahtera. Jurnal Kemitraan dan Pemberdayaan Masyarakat, 35-40.
-
Raya, G. F. (2021). Kompetisi Stocklab. Palangkaraya: rdis.idx.co.id.
-
Sukirman. (2019). Pengelolaan Keuangan Keluarga dalam Rangka Peningkatan Masyarakat Mandiri dan Berperan dalam Peningkatan Literasi Keuangan Indonesia (Otoritas Jasa keuangan). Jurnal Abdimas, 165-169.
-
Wiyono, S., & Kristanto, A. (2018). Pengelolaan Keuangan Rumah Tangga di Indonesia. Jurnal Ekonomi dan Keuangan, 5(3), 47-58.
-
Yayasan, O. (2023). Stocklab: Bermain Sekaligus Belajar Investasi. Bandung: ypiibandung.or.id.
-
Zaifuddin. (2022). Pemberdayaan Masyarakat Melalui Online Marketing:. Jurnal Pemberdayaan masyarakat, 31-40.
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.
Copyright and Licensing Agreement
Authors who publish with this journal agree to the following terms:
1. Copyright Retention and Open Access License
- Authors retain full copyright of their work
- Authors grant the journal right of first publication under the Creative Commons Attribution 4.0 International License (CC BY 4.0)
- This license allows unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited
2. Rights Granted Under CC BY 4.0
Under this license, readers are free to:
- Share — copy and redistribute the material in any medium or format
- Adapt — remix, transform, and build upon the material for any purpose, including commercial use
- No additional restrictions — the licensor cannot revoke these freedoms as long as license terms are followed
3. Attribution Requirements
All uses must include:
- Proper citation of the original work
- Link to the Creative Commons license
- Indication if changes were made to the original work
- No suggestion that the licensor endorses the user or their use
4. Additional Distribution Rights
Authors may:
- Deposit the published version in institutional repositories
- Share through academic social networks
- Include in books, monographs, or other publications
- Post on personal or institutional websites
Requirement: All additional distributions must maintain the CC BY 4.0 license and proper attribution.
5. Self-Archiving and Pre-Print Sharing
Authors are encouraged to:
- Share pre-prints and post-prints online
- Deposit in subject-specific repositories (e.g., arXiv, bioRxiv)
- Engage in scholarly communication throughout the publication process
6. Open Access Commitment
This journal provides immediate open access to all content, supporting the global exchange of knowledge without financial, legal, or technical barriers.