Analisis Serapan Kredit Investasi UMKM di Aceh

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Published: Dec 30, 2021
DOI: https://doi.org/10.35870/emt.v5i2.470
Keywords:
Investment Credit MSME Bank Indonesia People's Business Credit

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Hamdani Hamdani
Politeknik Kutaraja
Josi Farmiati
Politeknik Kutaraja

Abstract

This study aims to see the relationship between investment credit variables and the financial performance of MSMEs in the absorption of investment credit in Aceh. This study uses the 2019-2020 time series data by determining as many as 24 selected observers. The analytical method used in this study is a causality test with the help of Eviews 7 software. The study was conducted in Aceh Province in the period April-July 2020. The results showed that there was a one-way causality relationship between the Investment Credit (LKI) variable and the Financial Performance (LKK) variable. SMEs with a probability of 0.065 and a significance level of 10 percent. This means that investment loans that are channeled by banks to MSMEs can affect the financial performance of MSMEs and have a positive and significant relationship at the level of 10 percent. The results of the study indicate that the distribution of investment credit by banks to MSMEs in Aceh can have a positive impact on the financial growth of MSME businesses.

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How to Cite
Hamdani, H., & Farmiati, J. (2021). Analisis Serapan Kredit Investasi UMKM di Aceh. Jurnal EMT KITA, 5(2), 157–162. https://doi.org/10.35870/emt.v5i2.470
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Vol. 5 No. 2 (2021): JULY-DECEMBER 2021
Section
Articles
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Author Biographies

Hamdani Hamdani, Politeknik Kutaraja

Program Studi Manajemen Keuangan Sektor Publik, Politeknik Kutaraja, Kota Banda Aceh, Provinsi Aceh, Indonesia

Josi Farmiati, Politeknik Kutaraja

Program Studi Administrasi Perkantoran, Politeknik Kutaraja, Kota Banda Aceh, Provinsi Aceh, Indonesia

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