Putri, Dessy Retani Gunawan, and Amin Wijoyo. “The Effect of Financial Literacy, Risk Aversion, Risk Tolerance, and Investment Knowledge on Investment Decisions With Locus of Control As a Moderating Variable (Case Study: Accounting Students in Jakarta)”. Jurnal EMT KITA, vol. 9, no. 4, Oct. 2025, pp. 1572-8, https://doi.org/10.35870/emt.v9i4.4625.