Ginting, Helmina BR., et al. “Menakar Pengaruh Third Party Funds (TPF) Dan Non-Performing Finance (NPF) Terhadap ROE”. Jurnal EMT KITA, vol. 9, no. 3, July 2025, pp. 784-9, https://doi.org/10.35870/emt.v9i3.4087.