Sembiring, L.D. et al. 2025. Deteksi Dini Dampak Capital Adequacy Ratio (CAR) dan Financing to Deposit Ratio (FDR) terhadap Profitabilitas Perbankan. Jurnal EMT KITA. 9, 2 (Apr. 2025), 722–730. DOI:https://doi.org/10.35870/emt.v9i2.4047.