[1]
K. Karmawan, “Business Models, Fintech, Investment Decisions, and Challenges in Bangka Belitung Islands Province”,
Int. J. Manag. Sci. Inf. Technol.
, vol. 5, no. 1, pp. 218–225, Mar. 2025, doi:
10.35870/ijmsit.v5i1.3793
.