Marpaung, Rolando, and Micael Jeriko Damanik. “Dampak Ekonomi Akibat Wanprestasi Debitur Di Bank Perkreditan Rakyat (BPR)”. Jurnal EMT KITA 7, no. 2 (March 1, 2023): 344–350. Accessed May 5, 2024. http://journal.lembagakita.org/index.php/emt/article/view/940.